OP 03 September, 2026 - 04:30 PM
Hi everyone. Seeing that we are always looking for good high-yield accounts to get some return on our savings without locking the money or losing value, I wanted to open this thread to share what I think is the best alternative right now in Europe.
I was looking around the other day and the best option I found is Robinhood Europe (US broker, but they give you a Luxembourg IBAN, LU). It gives you a 5% APY paid monthly (it's unknown how long they will keep this exact rate).
It is a mix of two things:
The maximum limit for this yield is €22,000 (which is the maximum covered by the Lithuanian investor compensation scheme, since it is not a traditional bank deposit).
Honestly, it's the best thing I've seen to get some return on uninvested cash right now. I'll leave my link here in case you want to take advantage of that 5%: https://join.robinhood.com/eu_crypto/manelg-9d2f45c/
With my link, you get €50 in crypto (you can sell it whenever you want). You just need to deposit €50 and another €50 will be added automatically. To withdraw this €50 promotional bonus to your bank account, 180 days must pass from the day you received it.
App screenshots: https://imgur.com/a/kmcrlZx https://imgur.com/a/CnWPlnI https://imgur.com/a/mwhPgJf
Additionally, you can earn another €4 in crypto in a rewards section very similar to Revolut's "Learn & Earn". I'll leave the direct answers here to save you time:
BONK (€2 in BONK)
I was looking around the other day and the best option I found is Robinhood Europe (US broker, but they give you a Luxembourg IBAN, LU). It gives you a 5% APY paid monthly (it's unknown how long they will keep this exact rate).
It is a mix of two things:
- 1.98% from a very conservative money market fund managed by JP Morgan (the "JPMorgan EUR Liquidity LVNAV Fund").
- 3.02% promotional bonus from Robinhood itself.
The maximum limit for this yield is €22,000 (which is the maximum covered by the Lithuanian investor compensation scheme, since it is not a traditional bank deposit).
Honestly, it's the best thing I've seen to get some return on uninvested cash right now. I'll leave my link here in case you want to take advantage of that 5%: https://join.robinhood.com/eu_crypto/manelg-9d2f45c/
With my link, you get €50 in crypto (you can sell it whenever you want). You just need to deposit €50 and another €50 will be added automatically. To withdraw this €50 promotional bonus to your bank account, 180 days must pass from the day you received it.
App screenshots: https://imgur.com/a/kmcrlZx https://imgur.com/a/CnWPlnI https://imgur.com/a/mwhPgJf
Additionally, you can earn another €4 in crypto in a rewards section very similar to Revolut's "Learn & Earn". I'll leave the direct answers here to save you time:
BONK (€2 in BONK)
- What is BONK? -> 2. A meme coin.
- Which blockchain did BONK launch on? -> 3. Solana.
- When did BONK launch? -> 2. Christmas 2022.
- What percentage of BONK’s total supply was distributed in the airdrop? -> 1. 50%.
- What is Avalanche? -> 1. A blockchain platform.
- What is AVAX? -> 3. Avalanche's native token.
- What are Avalanche’s three blockchains? -> 3. C-Chain, X-Chain, and P-Chain.
- What is a Subnet? -> 3. A group of validators.
- What is being built on Avalanche? -> 3. Both of the above.